Terms of Service

Auto Coverage Save

Effective Date: December 1, 2025

These Terms of Service (“Terms”) govern your access to and use of https://autocoveragesave.com (the “Website”), operated by Auto Coverage Save (“Auto Coverage Save,” “we,” “us,” or “our”).

By accessing, using, or submitting information through this Website, you agree to be bound by these Terms. If you do not agree, do not use the Website.

1. Nature of the Service (READ CAREFULLY)

Auto Coverage Save is an independent auto insurance lead-generation platform.

  • We are not an insurance company.

  • We do not issue, underwrite, bind, or service insurance policies.

  • We do not guarantee pricing, coverage, eligibility, approval, or savings.

  • We do not act as your agent, broker, or fiduciary.

Our role is limited to collecting consumer information and connecting users with third-party insurance agents, brokers, or insurance-related service providers.

2. Eligibility

By using this Website, you represent that:

  • You are at least 18 years old

  • You are legally capable of entering into a binding agreement

  • You are providing information on your own behalf or with proper authority

3. User Submissions & Accuracy of Information

You agree to provide true, accurate, current, and complete information when using this Website.

You understand and agree that:

  • Quotes, offers, and communications depend entirely on the accuracy of the information you provide

  • Providing false or misleading information may result in inaccurate quotes, denial of coverage, or termination of services

  • Auto Coverage Save is not responsible for errors arising from inaccurate or incomplete user submissions

4. Consent to Be Contacted (IMPORTANT)

By submitting information through this Website, you expressly consent to be contacted by:

  • Auto Coverage Save

  • Third-party insurance agents, brokers, lead buyers, or service providers

Contact methods may include:

  • Phone calls (including manual or automated dialing systems)

  • SMS/text messages

  • Email

  • Voicemail or prerecorded messages

Contact may occur even if your number is listed on a federal or state Do Not Call registry.

Your consent is not a condition of purchase, but it is required to receive insurance-related communications.

Message and data rates may apply. You may revoke consent at any time by following the opt-out instructions provided in communications.

5. No Guarantees or Warranties

Auto Coverage Save makes no representations or warranties regarding:

  • Insurance rates or premiums

  • Coverage terms or availability

  • Agent responsiveness

  • Number of agents who may contact you

  • Whether you will qualify for insurance

  • Whether insurance will be affordable or offered at all

All insurance decisions are made solely by third-party insurance providers.

6. Lead Distribution & Third-Party Responsibility

You acknowledge and agree that:

  • Your information may be shared with multiple third parties

  • Third parties operate independently and are not controlled by Auto Coverage Save

  • Auto Coverage Save is not responsible for third-party actions, communications, offers, or conduct

  • Any dispute regarding insurance products or services must be resolved directly with the third party

7. No Professional Advice

Content on this Website is provided for general informational purposes only and does not constitute insurance, legal, financial, or professional advice.

You should consult licensed professionals before making insurance decisions.

8. Intellectual Property

All content on this Website, including text, graphics, logos, designs, and software, is owned by or licensed to Auto Coverage Save and is protected by intellectual property laws.

You may not copy, reproduce, modify, distribute, or exploit any content without prior written consent.

9. Prohibited Uses

You agree not to:

  • Use the Website for unlawful purposes

  • Submit information you are not authorized to provide

  • Attempt to scrape, harvest, or collect data

  • Interfere with Website functionality or security

  • Submit solicitations, advertisements, or spam

Unauthorized use may result in termination of access and legal action.

10. Disclaimer of Warranties

THE WEBSITE IS PROVIDED “AS IS” AND “AS AVAILABLE.”

TO THE MAXIMUM EXTENT PERMITTED BY LAW, AUTO COVERAGE SAVE DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

  • MERCHANTABILITY

  • FITNESS FOR A PARTICULAR PURPOSE

  • NON-INFRINGEMENT

  • AVAILABILITY OR RELIABILITY OF THE WEBSITE

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

AUTO COVERAGE SAVE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

  • LOST PROFITS

  • LOST DATA

  • LOST OPPORTUNITIES

  • BUSINESS INTERRUPTION

IN NO EVENT SHALL AUTO COVERAGE SAVE’S TOTAL LIABILITY EXCEED $100 OR THE AMOUNT PAID BY YOU (IF ANY), WHICHEVER IS GREATER.

12. Indemnification

You agree to indemnify, defend, and hold harmless Auto Coverage Save and its owners, affiliates, officers, and agents from any claims, damages, losses, liabilities, or expenses arising from:

  • Your use of the Website

  • Your violation of these Terms

  • Your violation of any law or third-party rights

  • Information you submit through the Website

13. Arbitration & Class Action Waiver (CRITICAL)

Binding Arbitration

Any dispute arising out of or relating to these Terms or the Website shall be resolved by binding arbitration, rather than in court, except where prohibited by law.

Class Action Waiver

You agree that disputes will be conducted only on an individual basis and not as a class, collective, or representative action.

14. Governing Law & Venue

These Terms are governed by the laws of the State of California, without regard to conflict-of-law principles.

Any permitted court proceedings shall take place exclusively in San Diego County, California.

15. Termination

We reserve the right to suspend or terminate access to the Website at any time, with or without notice, for any reason, including violation of these Terms.

16. Changes to These Terms

We may update these Terms at any time. Changes will be effective upon posting to this page. Continued use of the Website constitutes acceptance of the updated Terms.

17. Severability

If any provision of these Terms is found unenforceable, the remaining provisions shall remain in full force and effect.

18. Contact Information

For questions regarding these Terms, contact:

Auto Coverage Save
3131 N Camino Del Rio
San Diego, CA

Email: privacy@autocoveragesave.com